Prepaid wallet
A verified account may receive the published $25.00 promotional credit once. Promotional credit is non-cash, does not expire under the current policy, and is kept distinct from purchased credit in the ledger.
- Top-up presets: $2, $5, $10, $25, and $50.
- Custom top-ups are validated from $2.00 through $1,000.00.
- Eligible captured top-ups receive a 1:1 match up to a lifetime $100.00 match cap.
PayPal Sandbox
PayPal handles payment credentials. Arnict stores only the order, capture, refund, webhook, and ledger metadata needed to reconcile the wallet. Sandbox checkout is feature-gated; PayPal Live is disabled until its protected merchant and policy configuration is supplied.
- A payment is not shown as credited until the ledger grant exists.
- Duplicate captures and webhooks converge on one idempotent grant.
- Refunds apply only to unused purchased credit; related promotional value is removed proportionally.
Reference model
qwen3.8-27b